
A tender, spiced pumpkin loaf layered with a buttery crumb topping and enriched with sourdough starter for depth — perfect for cozy mornings or holiday brunches.

On my first test bake, my neighbor came by and left with a pan and a desperate request for the recipe. Over the years I’ve tweaked the spice level and swap details, and each time the cake comes out as a crowd-pleaser. My teenager now asks for this for school bake sales because the slices hold their shape and slice cleanly once cooled.
My favorite part of this bake is how the crumb topping caramelizes around the edges, creating crunchy shards that contrast the soft pumpkin interior. I’ve taken pans of this to potlucks and watched it disappear first, and I always get questions about whether the starter is necessary. It is not strictly necessary, but it elevates the overall flavor and keeps the texture exceptionally moist without adding extra fat.
Store cooled slices in an airtight container at room temperature for up to two days; refrigeration will extend freshness to five days. To freeze, wrap individual slices first in plastic wrap and then in foil or place in a freezer-safe container; thaw overnight in the refrigerator before bringing to room temperature or warming gently in a 325-degree Fahrenheit oven for 10 minutes. Avoid microwaving frozen slices as that can make the crumb gummy; a brief oven reheat restores crispness to the topping.
If you need a dairy-free version, swap the melted butter in the crumb for a plant-based butter and use a nondairy milk like almond or oat. For a lighter texture, replace half the oil with unsweetened applesauce but reduce the sugar by 2 tablespoons to compensate. To make this gluten-free, use a 1-to-1 gluten-free flour blend that contains xanthan gum and expect the texture to be slightly more tender; you may need to reduce the milk by a tablespoon if the batter becomes too loose.
Slice into 12 generous pieces and serve warm with a dollop of Greek yogurt or a smear of cream cheese for extra richness. For an autumn brunch spread, pair the cake with spiced lattes, strong black coffee, or a citrusy tea to balance the sweetness. Garnish with toasted pepitas or a light dusting of powdered sugar for a festive presentation. It also pairs wonderfully with a cheese board of mild cheddars and quince paste.
In winter, boost the spice blend with a pinch of nutmeg and allspice; in spring, lighten the profile by reducing pumpkin spice to 1 teaspoon and adding 1 teaspoon lemon zest to the batter. For holiday versions, fold in 1/2 cup chopped toasted pecans into the crumb or swirl in a ribbon of brown butter caramel before adding the final crumb layer. The base method adapts well to other squash purees, like butternut or kabocha, for subtle flavor twists.
Make the crumb topping and batter the night before and keep them covered in the refrigerator; let the butter take the chill off for 10 minutes on the counter before assembling and baking. For grab-and-go breakfasts, slice the cooled cake into portions and freeze individually. Pack a slice with a small container of yogurt and fresh fruit for an easy workday or school lunch option that tastes homemade and thoughtful.
This bake has become a ritual for cooler mornings at my house — a simple, comforting way to start the day that brings neighbors and family together. I encourage you to make it your own, experiment with the spice levels, and enjoy the warm, welcoming aroma that only a pumpkin-and-sourdough bake can create.
If using discard starter, ensure it is not overly acidic; very sour discard can shift flavor.
To keep the crumb topping crisp, wait until the cake is fully cooled before covering; trapped steam softens streusel.
Use room-temperature eggs to help the batter emulsify better and give a more even crumb.
Tent with foil if the top is browning too quickly to prevent a burnt streusel.
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Preheat oven to 350 degrees Fahrenheit and grease a 9-by-13-inch baking dish. Line with parchment if desired for easier slicing and cleanup.
Combine melted butter, packed brown sugar, cinnamon, and 1 cup flour in a medium bowl. Mix until coarse crumbs form and set aside at room temperature to remain crumbly.
In a large bowl or mixer, whisk oil with granulated and brown sugar until smooth. Add eggs one at a time, then stir in vanilla, sourdough starter, pumpkin puree, and milk until fully combined.
Whisk flour, pumpkin spice, baking soda, baking powder, and salt in a separate bowl. Add to wet mixture in two additions, folding until just combined to avoid overmixing.
Pour half the batter into the prepared pan, sprinkle half the crumb topping, add remaining batter, and finish with the remaining crumb. Bake for 40 to 50 minutes at 350 F until a toothpick comes out clean.
Allow the cake to cool at least 20 minutes before slicing so the crumb sets. For cleaner slices, chill 30 minutes and use a sharp serrated knife.
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This recipe looks amazing! Can't wait to try it.
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